Meet David Loo
Pastor. Local Advocate. Merchant Services Expert. Family Man.
Hello! I’m David, a pastor in Huntington Beach and the founder of DL Payments. My journey into merchant services wasn’t planned — it came from a desire to stay connected to my community. While serving in the church, I realized I was losing touch with the day-to-day lives of local business owners. That’s when I discovered merchant services: a way to step out, meet people where they are, and help businesses thrive.
At DL Payments, my goal is simple: combine honesty, transparency, and local support with smart payment solutions. I treat every business like a neighbor, ensuring that every solution makes sense for both the business and its customers. We’re not about gimmicks — we’re about people-first payments that help local businesses grow.
Outside the office, my life revolves around my wife and our three kids — one daughter and twin boys — whether it’s family time, church, or engaging with local neighbors. Family and community are at the heart of everything I do.
How I Work With Every Business
Built on integrity, transparency, and genuine care for local business owners.
People First
I treat every business like a neighbor, not an account number. Your success matters to this community.
Direct Access
Work directly with me instead of a call center or chatbot. Real answers from someone who knows your account.
Radical Transparency
I show you exactly what you pay and why — every line item, every time. No hidden fees, no surprises.
Community Focus
Helping local businesses thrive strengthens our entire Orange County community.
Long-Term Partnership
I’m here for the long haul — ongoing support, regular reviews, and consistent communication.
Fair Pricing
Honest interchange pricing with no hidden markups or surprise fees on your monthly statement.
From Pastor to Payment Advocate
As a pastor, I’ve always cared deeply about the people who make our community thrive. But over time, I noticed something troubling: many local business owners were struggling with confusing payment systems, rising fees, and zero real support when problems arose.
I saw shop owners who couldn’t explain their own merchant statements. I met restaurant owners dealing with frozen accounts and no one to call. I watched good people get quietly overcharged, month after month, without realizing it.
That’s when I knew I needed to do something. DL Payments wasn’t built to compete with the big processors — it was built to be the advisor those business owners deserved. Someone local. Someone honest. Someone who actually cares about their success.
“When you work with DL Payments, you’re not just getting a processor. You’re gaining a partner who’s invested in your success.”
Have a Question or Need Help?
Fill out the form below and I’ll get back to you personally within 24 hours.
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Call me directly: (714) 794-2456
Ready to Work With a Local Advisor?
No call centers. No ticket queues. Just a real conversation with someone who cares about your business.