5 Hidden Fees in Payment Processing (and How to Spot Them)

Every business owner knows that credit card processing fees can eat into profits — but many merchants pay even more than they realize. Hidden fees are everywhere, and if you’re not careful, you’re overpaying without even knowing it. Here are the five most common hidden fees to watch for:

1. Monthly Minimum Fees

Some processors charge a minimum amount regardless of your sales volume. If you don’t reach it, you pay extra.

2. Batch Fees

Every time you close out your day or “batch” transactions, you might be charged a small fee. It adds up over time.

3. PCI Compliance Fees

PCI security is required, but some processors add extra “compliance” fees to your monthly bill.

4. Gateway Fees

Online payments often require a gateway, and some companies sneak in fees per transaction.

5. Early Termination or Contract Fees

If you’re locked into a contract and try to leave early, you could face surprise penalties.

How to Avoid Hidden Fees

• Review your merchant statements line by line.
• Ask your processor to explain each fee.
• Work with a local partner like DL Payments who offers transparent pricing.

Stop overpaying. Start keeping more of what you earn. Our team in Huntington Beach reviews statements for free to show you exactly where you’re losing money.