We’re Local. We’re Honest. We’ve Got Your Back.

Merchant Services That Put People First

Clear pricing, real support, and savings that help your business thrive.

Built on Community, Guided by Honesty

As a Pastor here in Huntington Beach, I loved serving my community — but over time, I realized I was losing touch with the day-to-day lives of local business owners. I was always inside the church building, and the people I wanted to serve most were out in their shops, offices, and neighborhoods. That’s when I found merchant services. It gave me a way to step out, meet people where they are, and help local businesses thrive.

At DL Payments, we bring that same heart for service to every client. We treat every business like a neighbor, combining honesty, transparency, and real human support with the tools and expertise you need to succeed. Our mission is simple: help businesses thrive, simplify payments, and get the support they deserve — because the community matters, and so do you.


Honesty
Transparent rates, no gimmicks

Local Support
Real humans, ready when you need them

Simplicity
Keep your current equipment or upgrade easily

Savings
Clients save an average of 20%

Our Core Services

Card Processing & Merchant Accounts

Accept Visa, MasterCard, Amex, Discover with rates you understand.

POS Systems & Hardware

From countertop to mobile, smart, scalable devices that work for your business.

Mobile & eCommerce Payments

On-the-go or online, seamless checkout for your customers any time.

Cash Discount & Surcharge Programs

Reduce costs dramatically with opt-in programs designed for legality and compliance.

Dedicated Agent Support & Reviews

Regular statement reviews and proactive cost optimization. We become your payments partner.

Flexible Pricing Options

You may have seen “$0 processing fees”, “zero-cost processing”, cash discount, or dual pricing programs elsewhere — we provide those options too, but we always prioritize what actually works best for your business and your customers.

Standard Processing

Clear, transparent rates with no hidden fees. Perfect if you want simplicity and predictability.

Dual Pricing & Cash Discount Programs

Optional programs that can reduce costs dramatically when implemented thoughtfully — fully compliant and customer-friendly.

Custom Savings Review

We review your current statements and show you exactly how much you can save before making any changes.

No Long-Term Contracts
Free Equipment (Qualified)
No Rate Increases
Next-Day Funding Options
Locally Rooted, National Capability

What Local Businesses Say

“Switching to DL Payments changed the game for my surf-shop. I got local help, my rates went down, and I finally know exactly what I’m paying.”
– Kelly M., Huntington Beach
“As a mobile contractor, I needed a system that actually works on the job site. DL Payments delivered — responsive, fair, and simple.”
– Antonio R., Orange County

Ready to keep more of your revenue?

Partner with a team who’s local, transparent, and dedicated to helping your business thrive.